Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content How to Read Your Credit Report Solve a mystery while learning how important your credit report is with this story-driven interactive. 3 Questions to Consider About Whole Life Insurance Whole Life insurance: Protection, supplement income in retirement and stable, predictable cash value Paying Tax Later Doesn't Always Mean Paying Less 401(k) savings are taxed as ordinary income when funds are withdrawn.